Let us do the groundwork and shop around for the best option for your mortgage.

With 19 years in the Mortgage industry we’ll guide you to the best mortgage and home loan options. We can even arrange a pre-approval of your finance and repayments, based on your assessment.

Home Loans

Whether you’re buying your first home, a seasoned buyer, an overseas buyer, building your portfolio, or looking to refinance - I can help. I’ll make it a smooth and easy process for you by applying and negotiating with the banks on your behalf. I’ll get the best deal on the market for you, by finding the bank that best suits your requirements.

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Property Investing

Not quite to sure where or how to start? Whether you’re buying your first rental property or you’ve done it before, we can help. I’ve been a property investor for years and can help you through every step of the way. Being a Property Investor means you’re doing something positive for the future. You’ll feel excited as you watch your retirement investment grow as you continue to build your portfolio.

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Refixing or Refinancing

Need a review on your mortgage? I can review your loans to make sure you are on the best rate and terms for your personal situation.

Fix rates about to finish? Let me negotiate rates on your behalf to the bank. This will ensure you’re getting the best rate possible.

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Margaret Richardson

Mortgage Advisor

I have over 18 years experience in the mortgage & finance industry with the ANZ bank. The last 5 years I have been a Mobile Mortgage Manager for ANZ.

I have previously held roles in Business & Personal banking for ANZ.

There are not many market trends in lending that I have not experienced. I have endured many changes in the finance and building sector, yet have still managed to secure outstanding results for my clients whether for a first home buyer or an experienced property owner with an extensive rental portfolio.

How We Can Help

We save you time and hassle. We take the stress out of getting a mortgage. And we make sure you get the best possible rate.

Let us find about the right solution for your home lending.

We’re available to meet with you day or night. And with all the correct information, we can give you a speedy approval within a day.

We make the process hassle-free by offering you advice on Registered Valuers, Accountants, Solicitors, Financial Planners and Insurance Brokers.

All you need to do is concentrate on finding your new home or investment property. Easy.

Our Partners Include

With access to over 30 lenders with 100 different products, I know I have the solution to your unique situation.

Mortgages aren’t a one-size fits all. Because different lenders have different strengths, I take pride in finding the best package that suits you and your family.

Testimonials From Our Happy Customers

It’s clear why people love our service. Because while we’re doing the paperwork and meeting with the banks, you’re left with more time to find your perfect home.

Margaret was able to help my wife and I secure our first home with a 10% deposit. We knew very little about this process and found Margaret made the entire journey stress free. She was always available to answer any questions we had during the process. We really appreciate her support and all of the hard work she has done on our behalf. We would highly recommend Margaret Richardson to anyone looking for a home. Thank you again for everything!

Aaron and Ellie Wiggins

Thanks Marg you rock!!!!!!!! I truly appreciate the extra mile you have gone for my family and myself. To get us approved so quickly so we can move on with the next exciting phase on our lives is fantastic, We are glad you were part of it. I hope you have a glorious day as YOU have put an extra spring in our step. Packing and moving almost seems tolerable, see how I said ALMOST. Thanks again Marg you are fantastic.

Janeen P

Get your mortgage sorted today

Our service is free of charge and comes with no obligation.

What’ve you got to lose? Contact us today to discuss your situation.